If you have diabetes, it’s important to speak to an experienced broker when it comes to life insurance.
Cover will be available based on how your condition is being managed, unfortunately you will always pay more for your cover however some insurance providers still vary a great deal when it comes to pricing. For this reason, we will establish all of the necessary facts so that our research is thorough and you end up with the cover you need at a great price.
Some insurers offer bespoke diabetic policies which is often the go-to option for brokers, why wouldn’t it be after all? Well. There is much more to consider than simply having diabetes in the first instance. We have had success obtaining life insurance on standard policies which still work out cheaper than diabetic bespoke options.
Before you call us or schedule an appointment there’s certain information you’ll need to have to hand, please ensure you have answers to the below questions.
What type of diabetes is it that you have?
What is the name of the medication or treatment are you currently taking? (if any)
When were you diagnosed?
When was your last diabetic review?
What is your review interval?
Have you ever had an emergency hospital admission due to your diabetes?
What was the result of your most recent HbA1c reading?
Have you ever had any diabetic complications?
Including eye problems, kidney problems, abnormal urine test results, or any episodes of tingling, numbness, or loss of sensation in fingers, toes or feet.