No matter what kind of mortgage you’re after we can help. We’ve been there, done that, got the t-shirt when it comes to the exciting world of home finance… Okay, it’s not that exciting but it’s what we do and we’re pretty darn good at it.
We understand that you don’t ‘want’ a mortgage, instead you need a mortgage and ‘want’ what the mortgage gives you, it sounds obvious but it underlines what Advantage do and why we’re here.
Our experience really is your Advantage, our initial advice is always free so if you have any questions or just want to chat something through, you’re always welcome to call.
When you do decide to use Advantage, you’ll receive our dedicated support throughout the entire process through to completion and beyond. We exist for our customers and strive to give you the brialliant experience you hope for.
We’re a one stop shop, not only will we arrange the mortgage but we’ll take care of the home insurance, life insurance, income protection and any other personal protection you desire or require. We work with a huge range of insurers and will get you the cover you need at a great price.
Our Fee Promise
Like any broker we are paid a fee by the lender for arranging and advising on your mortgage. This is because the lender is not having to pay their own staff to do this and is not taking liability for the financial advice you have received.
At Advantage, our fee allows us to service a smaller pool of clients and dedicate more of our time to each case and enquiry.
We operate a competitive fee scale which is reflective of the work involved from the point we make the application for you. Our typical fee is only £450 including VAT, there are occasions where will not charge a fee, for example if we arrange a new mortgage product with your existing lender no fee is paid to us because there is much less work involved once you have accepted the new mortgage.
Our fee structure is simple, the fee is paid only when you receive your mortgage offer. The mortgage offer is a major milestone as it’s essentially the document stating the money is ready. You can probably see where this is going, and you’re right. If we are unable to get that all important mortgage offer then you pay no fee, that’s our confidence in our abilities and our promise to you.
Can I get a cheaper mortgage?
I’m a First Time Buyer
I want to move home
I need a Buy to Let mortgage
I am Self Employed
I’m struggling to get a mortgage
I want to borrow more money
I’m retired and want my home to work for me