The pros and cons of choosing a 100% mortgage
There are now several 100% mortgages available to choose if you don’t have a deposit. First-time buyers are sure to welcome the news, but before you opt for a mortgage with zero deposit, there are...
5 practical tips if you want to get on the property ladder later in life
The average age of a first-time buyer in the UK has steadily been rising as house prices present affordability challenges, and there are plenty of people who step onto the property ladder later in...
Two-thirds of homeowners could be “wildly undervaluing” their property
78% of homeowners don’t have a clear idea of how much their property is worth, according to a Zoopla survey from March 2025. It’s estimated that around two-thirds of these households are “wildly...
Financial protection: 3 useful questions to help you calculate appropriate cover
Financial protection may provide you or your loved ones with a financial injection when you need it most. Calculating what level of cover is appropriate for you is an essential step to take when...
Financial protection: The key options that could protect your lifestyle and family
Financial protection could provide you with a cash boost when you need it most, and there’s more than one type to consider. Last month, you read why financial protection provides a crucial safety...
Landlords, could your loved one face a tax bill if they inherit your portfolio?
Building a property portfolio could provide you with an income stream and greater long-term financial security. It can also make your finances more complex, including when you’re deciding how to...
Why tariffs and a trade war could mean your mortgage interest rate rises
As inflation stabilised following a period of prices rising more rapidly than usual, there were expectations that the Bank of England’s (BoE) base interest rate would be cut throughout 2025....
Bank of Family is now funding more than 10% of buyer deposits
Parents and other family members are increasingly funding deposits as house prices soar and younger generations struggle to save the money they need. According to a March 2025 article published by...
Financial protection: How it could help you bridge an income gap
You don’t know what’s around the corner, but that doesn’t mean you can’t prepare for it. A financial shock could derail your short- and long-term plans and might mean you face additional stress at...
The pros and cons of borrowing more through your mortgage
Looking for a way to fund a large expense? Whether you want to make home improvements or buy a new car, your property might provide an answer. Depending on your circumstances, you might be able to...
Your options if your interest-only mortgage ends soon
An interest-only mortgage could help you manage your budget more effectively, but it can also present a challenge when your existing deal expires. You might be wondering what your options are and...
5 top tips for securing a mortgage
Applying for a mortgage, whether you’re buying your first home or remortgaging, can feel like a daunting task. While you might be putting it off, tackling it sooner could save you money and make it...
