News
Self-Employed? January is tax return time!

Self-Employed? January is tax return time!

If you’re self-employed then you have until the end of January to submit your online return. It’s often this time of year that self-employed people start wondering what they might be able to borrow on a mortgage. Particularly if their tax return is better this year than last year.

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Avoid a declined re-mortgage in 2022…

Avoid a declined re-mortgage in 2022…

If you are reading this, I am guessing your mortgage rate will be ending in 2022. If market predictions are right, it is set to the busiest year ever for re-mortgaging. So getting it right first time is more important than ever.

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Mortgage agreement in principle declined?

Mortgage agreement in principle declined?

Have you had a mortgage agreement in principle declined? DId you get an initial 'yes' which later turned into a 'no'? Would you like to know why? There are all sorts of reasons, but the most common...

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Bank of England holds interest rates

Bank of England holds interest rates

Bank of England holds interest rates The Bank of England (BoE) has held its base rate at 0.1% despite expectations that there could have been a rise.  Home owners and mortgage intermediaries alike...

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5 Self Employed Mortgage Hacks

5 Self Employed Mortgage Hacks

If you are self employed and looking for a mortgage you will have almost certainly been told one of these:
‘you need 2 years trading’
‘lenders will only take salary and dividends from LTD companies’.
‘you cant use gross income’

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