Is debt consolidation on a retirement mortgage right for you?
Debt consolidation on a retirement mortgage, is it right for you? I’m retired, have a mortgage, unsecured debts and my costs are increasing: Should I consolidate my debts into my mortgage to...
FCA ‘disappointed’ by poor advice given by lifetime mortgage advisers
FCA 'disappointed' by poor advice given by lifetime mortgage advisers https://www.ftadviser.com/mortgages/2023/09/14/fca-disappointed-by-poor-advice-given-by-lifetime-mortgage-advisers/ ...
Are mortgage rates set to drop again in late 2023?
Everyone is talking about mortgage rates again: Will They Drop in Late 2023? We asked our Advising Director and mortgage expert Steven Morris Well the UK housing market has certainly been on a bit...
What are ‘pressure sales’ tactics in the housing market and why does it affect my mortgage decision?
What is ‘conditional selling’ or ‘pressure sales’ tactics in the housing market, and why does it affect my mortgage decision? Pressure sales in the housing market refers to aggressive and...
What is going on with inflation in the UK right now, and how does it affect mortgages?
What is going on with inflation in the UK right now? And how does it affect mortgages? According to the Office of National Statistics, the consumer price index (which includes owner/occupier...
Halifax and others have dropped mortgage rates, so what’s next for the mortgage market?
Mortgage lenders finally decrease rates It’s the news that a lot of prospective mortgage borrowers wanted to hear. One of the biggest lenders in the UK, Halifax, are set to reduce their new mortgage...
Top 5 Mortgage Tips that Make Me Cringe
5 worst mortgage tips that make me cringe and/or throw office stationary around in a mortgage rage. Strap in! Pay off your debt. Yea, maybe. But also, maybe not… I must speak to a client a...
Are you re-mortgaging now?
Are you re-mortgaging now and (sensibly) reserving a new deal ahead of your current rate ending later this year? In particular if you have a capital and interest (aka repayment) please read this! In...
We Are Directly Authorised
We're finally here....after a year long process...we have flown the nest and are now Directly Authorised by the FCA. We made the decision to apply to the FCA way back in November 2021,...
Variable or Tracker Products What’s the difference?
I’ve been having more conversations recently with clients about which type of product to go for. With fixed rates so high right now, it’s worth considering the alternatives, but it’s important to...
Good news for purchasers as Stamp Duty slashed!
Good news for purchasers as Stamp duty slashed.
The three big mortgage changes that no one is talking about.
There is a lot going on in the mortgage and property markets right now, with most of the discussion being taken up by interest rates, property value predictions and costs of living. Under the...
