What’s a Green Mortgage?
If you’re a prospective homeowner, or just looking to move. You may have noticed the term ‘Green Mortgage’ is becoming more popular. In the current housing environment where house prices, energy bills and interest rates are rocketing. It’s becoming more important to consider the EPC rating of the property you are buying.
Bank of England to remove Mortgage Affordability Rules – What does this mean?
Following the announcement that the BOE are raising the base rate to 1.25%, there has also been a somewhat surprise announcement that the UK central bank will end the affordability test from Aug....
Mortgage Hacks Episode 1 – ‘To Repay Or Not To Repay (Debts)’?
Blame Swap rates
If you’ve been keeping an eye on mortgage rates lately you will have seen them increase a large amount. Here is a brief bit of the back story into why this is happening.
The clock is ticking on the government Help To Buy Scheme
The Help-to-Buy ISA has been closed to new applicants since 2019, and another popular home-buying resource – the Help-to-Buy equity loan scheme – is due to end in March 2023. It may seem that this...
Coventry Building Society thinks totally outside of the box for self employed client
How well does Compare the Market’s mortgage search feature perform?
Tackling cost of living
This week it was reported in the press that the cost living rate of increase is currently at a 40 year high. We’re all feeling the pinch!
Considering a Discounted Variable rate
Generally speaking, whilst rates are indeed on the rise. Something rather peculiar is happening. We are noticing fixed rates increasing at a greater rate than their variable counterparts.
Rates on the rise… BIG TIME.
If your mortgage is coming to an end in the next 6 months, now really is the time to make a move.
7 times income is now available
Yes. You really can now borrow 7 times your income! There’s only one lender that’s currently offering it, still, better than none!
First Time Buyer Mortgage Hacks
How to buy a house with ZERO (that’s right ZERO) or low deposit. A common misconception we hear often is that you need a large deposit to buy a house. Local papers tend to write...
