Why a Local Mortgage Advisor Makes All the Difference for Your Bristol Home Journey

May 13, 2024

Congratulations! You’ve decided to take the exciting (and sometimes daunting) step of buying a home in Bristol or the surrounding area. Whether you’re a first-time buyer eager to step onto the property ladder or a seasoned mover looking for your next dream home, navigating the mortgage process can feel overwhelming.

That’s where Advantage FS comes in. We’re not just any mortgage broker – we’re your local mortgage advisor in Bristol. Here’s why that local connection makes all the difference:

1. We Know the Bristol Market Inside-Out

Bristol’s housing market is unique. From the trendy harbourside apartments to the charming Victorian terraces in Clifton, local knowledge is key. At Advantage FS, we understand the nuances of different Bristol neighbourhoods, including average property prices, current market trends, and upcoming developments. This in-depth understanding allows us to tailor your mortgage strategy to the specific area you’re interested in buying. We have relationships with local solicitors and estate agents for a more joined up house purchase process.

2. Beyond Interest Rates: Local Insights You Won’t Find Online

While online tools can offer generic mortgage rate comparisons, they don’t account for the finer details that can make a huge difference. We can advise you on local property prices, stamp duty implications, and potential hidden costs associated with certain Bristol properties. This local expertise ensures you’re fully prepared financially for your home purchase.

3. Building Relationships, Not Just Transactions

Buying a home is a personal journey, and we understand that. At Advantage FS, we take the time to build relationships with our clients. We get to know your individual needs, financial goals, and long-term plans for your new home. This personalised approach means we can recommend the best mortgage option for your unique situation, not just a one-size-fits-all solution.

4. Support Throughout Your Journey

There’s no substitute for the value of a phone conversation, especially when it comes to something as important as a mortgage. Our Bristol-based advisors are readily available at the end of a phone line to answer your questions, and provide clear, jargon-free explanations. This accessibility ensures you feel comfortable and confident throughout the entire mortgage process.

5. Your Local Champions in the Bristol Property Market

We’re invested in the success of our clients and the Bristol community. As your local mortgage advisor, we’re here to advocate for you and ensure you get the best possible deal on your Bristol home. We have strong relationships with local lenders and will work tirelessly to secure the most competitive mortgage rate and terms for your specific situation.

Ready to Make Your Mark on Bristol?

At Advantage FS, we believe a successful home purchase starts with a strong foundation. Our local expertise, personalised approach, and unwavering commitment to our clients will ensure your Bristol home buying journey is as smooth and stress-free as possible.

Contact us today for a free, no-obligation mortgage consultation, and let’s get you moving closer to your dream Bristol home!

Steven Morris – Advising Director

CeMAP CeRER

 

Steve loves a complex mortgage. Most recently he has used his technical geekery to work his way up through Which? Mortgage Advisers, progressing to Senior Adviser and then Onboarding Manager. There, he was responsible for hiring, training and managing new advisers.

He also ran the monthly new starter inductions and wrote and maintained the telephony advice standards of the company. Outside of work Steve can be found coaching and being run ragged by his local under 10’s rugby team, Bristol Harlequins RFC.

Meet the rest of the Advantage Team

Are mortgage rates in the UK going up or coming down 2024

I thought mortgage rates were coming down in 2024, what is happening?  Let’s get a misconception out of the way early about how mortgage rates have been changing… Mortgage rates available during January 2024 were cheaper than anything else we have seen since. For...

Homeownership Made (Slightly) Easier: The New £5k Deposit Mortgage

Surprise news for first-time buyers!  Accord Mortgages and Yorkshire Building Society have launched a brand new mortgage product that lets you step onto the property ladder with a deposit of just £5,000. That's right, you can finally ditch the housemate and snag your...

UK Mortgage Rollercoaster: Rates Tumble, Yet House Prices Remain a Challenge (April 6, 2024)

MARKET WATCH! UK Mortgage Rollercoaster: Rates Tumble, Yet House Prices Remain a Challenge (April 6, 2024) This week in UK mortgages has been a tale of two trends: good news for potential borrowers with falling rates, and lingering concerns for some facing a tough...

UK Mortgage Rates: A Quick Look at the Last Week (as of March 24th, 2024)

MARKET WATCH!  UK Mortgage Rates: A Quick Look at the Last Week (as of March 24th, 2024) This week in the UK mortgage market (as of March 24, 2024), we've seen a relative pause after several weeks of steady increases in interest rates. The Bank of England (BoE)...

Help! I’m a Birmingham Midshires Residential Mortgage Customer

Birmingham Midshires Exited Direct Mortgage Market in 2011: What Existing Customers Need to Know  Important information for Birmingham Midshires mortgage holders: As of October 1, 2011, Birmingham Midshires made a significant change – they stopped offering...

February 26th 2024 mortgage news

Halifax buck the trend In a surprising move, Halifax, the UK's biggest mortgage lender, has cut its mortgage rates, going against the recent trend of lenders raising theirs. This move is seen as an attempt by Halifax to gain market share in the competitive mortgage...

February 14th 2024 mortgage news

What's in the news? February 2024   The cost of moving and stamp duty is putting millions of homeowners off of potentially downsizing. Older homeowners are unable to move to smaller properties because of the financial burden that comes with a house move, and this...

Navigating the Financial Maze of Downsizing in Retirement: What are Bridging Loans?

Retirement often marks a period of transition, a time to embrace new experiences and simplify life. Many retirees consider downsizing their homes, seeking a smaller, more manageable living space that aligns with their changing needs and lifestyle. However, the...

Mortgage rates are falling in the UK as lenders battle for business in 2024

After a gruelling two years of rising interest rates, the UK mortgage market is now seeing a price war as lenders compete for business. This is good news for borrowers, who are now finally seeing rates fall. Halifax, one of the country's biggest mortgage lenders, has...

Why is only one of our incomes used on a RIO mortgage UK

What is a Retirement Interest-Only (RIO) Mortgage? A Retirement Interest-Only (RIO) mortgage is a type of mortgage that allows borrowers 55 or older, to purchase or refinance a home without being forced to clear the debt by the end of the term. This is because RIO...

Celebrating more 5-star reviews than any other independent broker in Bristol!

Contact us today to find out why we've received over 400 hundred 5-star Google reviews

You have Successfully Subscribed!