Mortgage lenders finally decrease rates It’s the news that a lot of prospective mortgage borrowers wanted to hear. One of the biggest lenders in the UK, Halifax, are set to reduce their new mortgage rates from this Friday (11/08/2023) after months of uncertainty and...
5 worst mortgage tips that make me cringe and/or throw office stationary around in a mortgage rage. Strap in! Pay off your debt. Yea, maybe. But also, maybe not… I must speak to a client a week where, if they paid off some, or even all of their debt, it...
Are you re-mortgaging now and (sensibly) reserving a new deal ahead of your current rate ending later this year? In particular if you have a capital and interest (aka repayment) please read this! In between applying for a mortgage and completing, 6 months or maybe...
We’re finally here….after a year long process…we have flown the nest and are now Directly Authorised by the FCA. We made the decision to apply to the FCA way back in November 2021, with the aim to have more freedom over how we operate...
I’ve been having more conversations recently with clients about which type of product to go for. With fixed rates so high right now, it’s worth considering the alternatives, but it’s important to understand how these products work and what risks you’re taking. One...
Kwasi Kwarteng has certainly made a strong first impression when announcing his Mini-Budget. In a bid to help stimulate the housing market, he announced a major shakeup to the property tax Stamp Duty. Here’s what you need to know about the Mini-Budget stamp duty...
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