As mortgage brokers the most common issue we overcome for our clients is affordability. Believe it or not, there’s over 900 registered lenders in the UK. Of course, not all are actively lending to new customers, here at Advantage FS we’re proud to have used 87...
Debt consolidation on a retirement mortgage, is it right for you? I’m retired, have a mortgage, unsecured debts and my costs are increasing: Should I consolidate my debts into my mortgage to reduce my monthly outgoings? This is becoming more of a frequent...
FCA ‘disappointed’ by poor advice given by lifetime mortgage advisers https://www.ftadviser.com/mortgages/2023/09/14/fca-disappointed-by-poor-advice-given-by-lifetime-mortgage-advisers/ Recent findings from the FCA suggest sub par advice is being...
Everyone is talking about mortgage rates again: Will They Drop in Late 2023? We asked our Advising Director and mortgage expert Steven Morris Well the UK housing market has certainly been on a bit of roller coaster so far in 2023. House prices rose rapidly in line...
What is ‘conditional selling’ or ‘pressure sales’ tactics in the housing market, and why does it affect my mortgage decision? Pressure sales in the housing market refers to aggressive and often manipulative tactics used by estate agents and others to push...
What is going on with inflation in the UK right now? And how does it affect mortgages? According to the Office of National Statistics, the consumer price index (which includes owner/occupier housing costs) rose by 7% between June 2022 and June 2023. In real terms,...
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