In the insurance industry, the Yamaha R1 is infamously known as ‘the Widowmaker’—a stark reminder that some motorcycles carry a higher risk profile.
While it’s true that motorcycling is inherently riskier than driving a car, life insurance providers assess this risk very differently. Some may apply significant premium loadings, while others may not increase your cost at all.
The key to securing the right cover at the best price lies in the details. Factors like your bike’s engine size, whether you ride for work, and your annual mileage all critically impact the cost. Our advisers know exactly which questions to ask to navigate these variables and find a policy that matches your needs and budget.
We work with all the major UK insurers, our advise is free. If you take a policy, we will be paid a comission by the insurer, this is how we make our money. The policy itself is the same price you would pay if you went directly to the insurer. (Some advisers sell ‘Loaded premiums’, this means the cost is increased to increase thier commission, we don’t do this)