by Steven Morris | Oct 2, 2023 | mortgage
Good news for retired borrowers! Five-year fixed mortgage rates have dropped to as low as 5%, the lowest level since July. This means that retired homeowners can now lock in a better rate on their mortgage for the next five years, giving them peace of mind knowing...
by advantagefs | Sep 23, 2022 | first time buyer, mortgage, Uncategorized
Kwasi Kwarteng has certainly made a strong first impression when announcing his Mini-Budget. In a bid to help stimulate the housing market, he announced a major shakeup to the property tax Stamp Duty. Here’s what you need to know about the Mini-Budget stamp duty...
by advantagefs | Aug 12, 2022 | mortgage
There is a lot going on in the mortgage and property markets right now, with most of the discussion being taken up by interest rates, property value predictions and costs of living. Under the surface there are other important changes, bubbling away. Here are our top...
by advantagefs | Mar 4, 2022 | mortgage
You’re probably reading lots in the media about rate rises. Well. At least you probably were before this awful war broke out in Ukraine. Generally speaking, whilst rates are indeed on the rise. Something rather peculiar is happening. We are noticing fixed rates...
by Steven Morris | Nov 4, 2021 | mortgage, self employed, Uncategorized
If you are self employed and looking for a mortgage you will have almost certainly been told one of the following: ‘you need 2 years trading’ ‘lenders will only take salary and dividends from LTD companies’. ‘you cant use gross income’ To that, we say;...
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