by Steven Morris | Aug 11, 2023 | Uncategorized
Mortgage lenders finally decrease rates It’s the news that a lot of prospective mortgage borrowers wanted to hear. One of the biggest lenders in the UK, Halifax, are set to reduce their new mortgage rates from this Friday (11/08/2023) after months of uncertainty and...
by Steven Morris | May 15, 2023 | Uncategorized
5 worst mortgage tips that make me cringe and/or throw office stationary around in a mortgage rage. Strap in! Pay off your debt. Yea, maybe. But also, maybe not… I must speak to a client a week where, if they paid off some, or even all of their debt, it...
by Steven Morris | Jan 15, 2023 | Uncategorized
Are you re-mortgaging now and (sensibly) reserving a new deal ahead of your current rate ending later this year? In particular if you have a capital and interest (aka repayment) please read this! In between applying for a mortgage and completing, 6 months or maybe...
by Daniel Light | Nov 7, 2022 | Uncategorized
We’re finally here….after a year long process…we have flown the nest and are now Directly Authorised by the FCA. We made the decision to apply to the FCA way back in November 2021, with the aim to have more freedom over how we operate...
by Daniel Light | Oct 26, 2022 | Uncategorized
I’ve been having more conversations recently with clients about which type of product to go for. With fixed rates so high right now, it’s worth considering the alternatives, but it’s important to understand how these products work and what risks you’re taking. One...
by advantagefs | Sep 23, 2022 | first time buyer, mortgage, Uncategorized
Kwasi Kwarteng has certainly made a strong first impression when announcing his Mini-Budget. In a bid to help stimulate the housing market, he announced a major shakeup to the property tax Stamp Duty. Here’s what you need to know about the Mini-Budget stamp duty...
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