We have definitely noticed the market has begun to slow. A quick search of some of the properties local to the Advantage FS office would show many houses having recent reductions in asking price. This is in stark contrast to what we have been experiencing over the...
If you’re a prospective homeowner, or just looking to move. You may have noticed the term ‘Green Mortgage’ is becoming more popular. In the current housing environment where house prices, energy bills and interest rates are rocketing. It’s becoming more important to...
Following the announcement that the BOE are raising the base rate to 1.25%, there has also been a somewhat surprise announcement that the UK central bank will end the affordability test from Aug. What is the “Affordability Test”? Following the financial crash in 2008,...
By Tom Collier If you’ve been keeping an eye on mortgage rates lately you will have seen them increase a large amount. Here is a brief bit of the back story into why this is happening. The reason rates are going up at such an unprecedented rate is a complicated one....
The Help-to-Buy ISA has been closed to new applicants since 2019, and another popular home-buying resource – the Help-to-Buy equity loan scheme – is due to end in March 2023. It may seem that this will make it even harder for first-time buyers to get on the property...
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