Mortgage lenders finally decrease rates It’s the news that a lot of prospective mortgage borrowers wanted to hear. One of the biggest lenders in the UK, Halifax, are set to reduce their new mortgage...

5 worst mortgage tips that make me cringe and/or throw office stationary around in a mortgage rage. Strap in!   Pay off your debt. Yea, maybe. But also, maybe not… I must speak to a client a...

Are you re-mortgaging now and (sensibly) reserving a new deal ahead of your current rate ending later this year? In particular if you have a capital and interest (aka repayment) please read this! In...

    We're finally here....after a year long process...we have flown the nest and are now Directly Authorised by the FCA. We made the decision to apply to the FCA way back in November 2021,...

I’ve been having more conversations recently with clients about which type of product to go for. With fixed rates so high right now, it’s worth considering the alternatives, but it’s important to...

The CEO of Lloyds Banking Group, Charlie Nunn, said on Wednesday that  “Lloyds now expects house prices to grow just 1.8% this year, and fall 1.4% next year

If you’re a prospective homeowner, or just looking to move. You may have noticed the term ‘Green Mortgage’ is becoming more popular. In the current housing environment where house prices, energy bills and interest rates are rocketing. It’s becoming more important to consider the EPC rating of the property you are buying.

Following the announcement that the BOE are raising the base rate to 1.25%, there has also been a somewhat surprise announcement that the UK central bank will end the affordability test from Aug....

If you’ve been keeping an eye on mortgage rates lately you will have seen them increase a large amount. Here is a brief bit of the back story into why this is happening.