Coventry Building Society thinks totally outside of the box for self employed client
Apr 11, 2022
Steven Morris – Advising Director
CeMAP CeRER
Steve loves a complex mortgage. Most recently he has used his technical geekery to work his way up through Which? Mortgage Advisers, progressing to Senior Adviser and then Onboarding Manager. There, he was responsible for hiring, training and managing new advisers.
He also ran the monthly new starter inductions and wrote and maintained the telephony advice standards of the company. Outside of work Steve can be found coaching and being run ragged by his local under 10’s rugby team, Bristol Harlequins RFC.
The pros and cons of choosing a 100% mortgage
There are now several 100% mortgages available to choose if you don’t have a deposit. First-time buyers are sure to welcome the news, but before you opt for a mortgage with zero deposit, there are pros and cons to weigh up. A 100% mortgage means you’re able to borrow...
5 practical tips if you want to get on the property ladder later in life
The average age of a first-time buyer in the UK has steadily been rising as house prices present affordability challenges, and there are plenty of people who step onto the property ladder later in life. According to July 2024 data from the Yorkshire Building Society,...
Two-thirds of homeowners could be “wildly undervaluing” their property
78% of homeowners don’t have a clear idea of how much their property is worth, according to a Zoopla survey from March 2025. It’s estimated that around two-thirds of these households are “wildly under-valuing” their home because property prices have increased at a...
Financial protection: 3 useful questions to help you calculate appropriate cover
Financial protection may provide you or your loved ones with a financial injection when you need it most. Calculating what level of cover is appropriate for you is an essential step to take when comparing options. Over the last couple of months, you’ve read about why...
Financial protection: The key options that could protect your lifestyle and family
Financial protection could provide you with a cash boost when you need it most, and there’s more than one type to consider. Last month, you read why financial protection provides a crucial safety net should you face an unexpected shock. Now, read on to find out more...
Landlords, could your loved one face a tax bill if they inherit your portfolio?
Building a property portfolio could provide you with an income stream and greater long-term financial security. It can also make your finances more complex, including when you’re deciding how to pass on assets to your loved ones. With house prices rising, many...
Why tariffs and a trade war could mean your mortgage interest rate rises
As inflation stabilised following a period of prices rising more rapidly than usual, there were expectations that the Bank of England’s (BoE) base interest rate would be cut throughout 2025. However, a potential trade war could mean the opposite happens and lead to...
Bank of Family is now funding more than 10% of buyer deposits
Parents and other family members are increasingly funding deposits as house prices soar and younger generations struggle to save the money they need. According to a March 2025 article published by MoneyAge, 10% of buyer deposits are now funded by loved ones following...
Financial protection: How it could help you bridge an income gap
You don’t know what’s around the corner, but that doesn’t mean you can’t prepare for it. A financial shock could derail your short- and long-term plans and might mean you face additional stress at an already difficult time. So, creating a financial safety net that you...
The pros and cons of borrowing more through your mortgage
Looking for a way to fund a large expense? Whether you want to make home improvements or buy a new car, your property might provide an answer. Depending on your circumstances, you might be able to borrow more through your mortgage. This would increase the overall size...
